Navigating healthcare options as a senior can be complex, especially when considering the costs not covered by Medicare alone. New Jersey Medicare Supplement Plans, commonly known as Medigap, provide essential coverage to fill the gaps left by traditional Medicare. There are a variety of Medigap plans available in New Jersey, which we touch on below…
As seniors consider their healthcare options, it is important to keep in mind the coverage gaps left by Medicare. Pennsylvania Medicare Supplement Plans, which are also known as Medigap, offer an essential solution to fill these gaps, providing coverage for expenses not covered by traditional Medicare. This blog provides an overview of the Medigap plans…
Long-term care (LTC) insurance is a vital tool in planning for future healthcare needs, particularly as we age. However, once you have your policy in hand, understanding its provisions and how to utilize them can be complex. This guide will walk you through the key aspects of interpreting your LTC policy and address frequently encountered…
Benjamin Franklin once said, “By failing to prepare, you are preparing to fail.” Oftentimes, families contact our office for crisis planning for seniors in their lives, struggling to manage the needs of their loved ones, while caught up in the emotions and stress that comes along with navigating a challenging situation. When in this heightened…
Most Medicare enrollees have suffered phone calls, commercials, and mailings trying to entice them into switching plans, but how do you know when these offerings are legitimate? If you are feeling pressured into joining a plan, it is important to remember that many insurance agents and brokers may receive a large fee for securing your…
As we deal with the day-to-day issues of managing a law firm and providing elder care law services for clients and their loved ones, we sometimes unintentionally forget why we do what we do. It is a natural human reaction to address the here and now before you. Our focus as an elder care law…
Over the past year, telehealth insurance coverage has evolved. While telehealth is not a new practice, it has become much more widely utilized since the outbreak of COVID-19. Historically, telehealth was utilized in certain instances, such as for patients who lived in more rural areas with limited access to resources. In regard to telehealth insurance…
